E-wallets, virtual accounts, digital onboarding (KYC/AML), loan automation, and API-based integration with core banking systems.

3. Digital Banking & Embedded Finance (Banking-as-a-Service)

Banks, fintech startups, and enterprises now embed financial services directly into their platforms.

Possible solutions:

  • Digital bank platform setup

  • Wallets & virtual accounts

  • Digital KYC, AML & identity verification

  • Core banking integration (Temenos, Oracle FLEXCUBE, Finastra, etc.)

  • API gateway for fintech ecosystem

Why it’s top-tier:

FinTechs, e-commerce, telcos, insurers—everyone wants to offer financial products without becoming a bank.